either your incusrance or the other party’s insurance will pay for the

expences for now but at the end all payment will be taken care of by the other

party’s insurance company because it is the other driver’s fault.

you need to go to hospital to make sure you are O.K. if you felt any pain

or discomfort, probably nothing will come up. you may also want to go to chiropractice

because cervical spinal is very vulnerable. you don’t want to suffer from

headache or neck pain later on.

the other party’s insurance company is supposed to pay all the expences

plus some amount of money to settle the case.

be reasonalbe and take care of yourself.