$ 210,000.00 Loan
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$ 4,200.00 Loan Origination Fee 2.0000%
$ 300.00 Appraisal Fee
$ 50.00 Credit report
$ 450.00 Processing Fee
$ 200.00 Underwriting fee
$ 22.00 Wire tranfer, overnight courter

Title charge
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$ 400.00 Closing fee
$ 850.00 Title insurance

Government recording & transfer charge
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$ 41.00 Recording fee PFC
$ 95.00 Pest inspection / Survery
$ 6,608.00 Estimated closing fee
$ 1,008.00 Time required by lender
to be paid in advance
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$ 7,616.00 Closing payment

넘 많이 나온것 같아서요.

$ 634,000.00 Purchace price
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$ (1,008.00) Estimated prepaid
$ (6,608.00) Estimated Clsosing fee
$ (3,000.00) Closing fee paid by seller
$ (63,400.00) Cash deposit on Contract
$ (5,000.00) Seller Credit on Carpeting
$ (1,500.00) Seller Credit on Lighting
$ (210,000.00) loan amount
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$ 343,484.00 Cash downpay

어떤가요?

loan origination fee가 너무 쎄네요. 직접 lender(Bank)에게서 하면 약 1%, 다른 private loan company(officer)에게서 하면 0.5%정도에 할 수 있는데요. 2%라…..저라면 다른곳을 알아 보겠습니다. 행운을 빕니다.