간신히 잠재운 집값 논쟁을 다시 살리는 것이 아닌지 모르겠습니다.
옆자리의 동료들이 하는 이야기를 가만히 들어 보니까

요새는 0% 다운에 interest only가 “정말” 가능하다.
요 기회에 빨리 집을 사서 한 오년 버티다가 팔면 반드시 돈이 된다.
나는 했다. 너도 빨리 해라.

저는 여러가지 이유로 여기에 동참할 생각은 없습니다만, 이러한 생각들이 보편적이라면 한 오년 뒤에는 집값이 떨어지지 않을까 하는 생각을 혼자 해 보았습니다.

논쟁할 필요 뭐 있습니까… 통계가 말을 해주는데요.

First Time Home Buyer의 42% 가 0% Down 으로 집을 삼.

Hottest Real Estate 지역 에선 70% 이상의 Loan이 Interest Only.
(30% Nation Wide).

작년 주택거래의 23%가 투자용 (Second Home).

[미국]美 대도시권 집값 5년간 두배 올라

워싱턴과 로스앤젤레스 등 미국 대도시권의 주택 가격이 지난 5년간 두배 이상 급등한 것으로 조사됐다. 17일(현지시간) 미국의 주택가격 전문 조사업체인 ‘CSW(www.cswv.com)’에 따르면 미국 전체의 단독주택 중간가격은 19만 달러로 지난 5년간 평균 65.1% 오른 것으로 나타났다.

그러나 LA와 워싱턴 등 대도시 권역과 플로리다 마이애미 등 인기 휴양지의 주택가격은 100% 이상 오른 것으로 조사됐다.

LA 롱비치와 캘리포니아 오렌지 카운티의 경우 주택 중간가격이 44만2천 달러와 61만 달러로 지난 5년간 각각 122.3%와 126.3%가 급등했고, 워싱턴의 집값도 38만5천 달러로 5년간 107.4% 오른 것으로 나타났다.

또 한국인 거주자가 많은 뉴욕과 뉴저지주 버겐 카운티의 평균 집값도 43만5천 달러와 39만 달러로 각각 91.2%와 81.9%가 상승한 것으로 집계됐다.

이밖에 마이애미의 집값은 5년간 106.1%, 라스베이거스의 주택가격은 107.0% 오른 것으로 조사됐다.

CSW측은 앞으로 1년간 미국 전체의 평균 집값은 7.1% 오를 것으로 예상하면서 지역별로는 ▲뉴욕 12.6% ▲워싱턴 13.9% ▲LA 롱비치 5.0% ▲마이애미 15.3% 등의 인상률을 전망했다.

SFKorean 뉴스

Home values soar again in Silicon Valley

COUNTY’S MEDIAN HOUSE PRICE HITS RECORD $681,500 IN APRIL

By Sue McAllister

Mercury News

Spurred by buyers’ fears that mortgage rates could rise, the median price of single-family houses sold in the nine Bay Area counties soared to a record $622,000 in April, up nearly 20 percent from a year earlier.
Santa Clara County houses also hit a new peak, at $681,500. That’s up almost 19 percent from the median price in April 2004, according to DataQuick Information Systems, which collected the data from public records.
The April data measures resales of single-family houses completed last month, meaning the transactions likely began in March.
Condo prices also continued to rise. Regionally, the median price rose to $460,000, up 24 percent from a year earlier. In Santa Clara County, the median-priced condo sold for $450,000, up 20 percent from April 2004.
While prices continue to climb, Silicon Valley’s real estate market has cooled off a few degrees from the searing early months of the year, real estate agents said. Only about 1,500 houses and condos were for sale through mid-March, and buyers stormed into the market when average mortgage interest rates temporarily rose above 6 percent.
As of Friday, about 2,340 properties were for sale in Santa Clara County, and buyers faced less competition from fellow house hunters.
“It’s good because buyers can actually get offers accepted now,” said Dave Clark, a Coldwell Banker agent. “It’s not lopsided, like it used to be.”
Most houses are selling for close to their asking prices, he added, though occasionally a bidding war will drive prices on “really good properties” up 10 percent or so over asking price.
April’s new record of $681,500 in Santa Clara County is 2.5 percent higher than the median house price in March. It raises the total median price increase since January to about 11 percent. The median price marks the halfway point, meaning half the houses sold for less than the median, and half for more.
Sales volume, on the other hand, dipped in all Bay Area counties except San Mateo and Napa when compared with April 2004. A total of 7,592 houses changed hands in the region last month, about 12 percent fewer than a year earlier.
That drop must be kept in perspective, however. April 2004 had the most sales of any month in DataQuick’s records, which go back to 1988. Last month’s sales were the second-highest for any April on record.
Richard Calhoun of Creekside Realty in San Jose said the decline in sales volume is not a signal of a market downturn. He said the current house sales volume is about 20 percent higher than the 10-year average.
His perspective was shared by DataQuick President Marshall Prentice. “We’re watching carefully for a turn in the market,” he said in a statement. “Right now, we just don’t see anything.”
The firm said appreciation is even across different housing categories and that the market remains stable.
Increases in the median price per square foot of houses are comparable to increases in median prices overall, DataQuick’s John Karevoll said Monday.
For Santa Clara County last month, the median price per square foot was $458.08, up 22.1 percent from April 2004. In San Mateo County, the median per-square-foot price was $549.18, up 13.9 percent. Alameda County’s figure was $422.25, up 20.2 percent.

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Contact Sue McAllister at smcallister@mercurynews.com or (408) 920-5833.