출금시 Roth 세금 없지만, Traditional도 short, long 안따집니다. 입금할때 일반소득세를 유예했기 때문에 출금할때도 long/short 상관없이 그냥 일반 소득세처리.
https://turbotax.intuit.com/tax-tips/investments-and-taxes/guide-to-short-term-vs-long-term-capital-gains-taxes-brokerage-accounts-etc/L7KCu9etn
Gains in retirement accounts
One of the many benefits of IRAs and other retirement accounts is that you can defer paying taxes on any gains. Whether you generate a short-term or long-term gain in your IRA, you don’t have to pay any tax at all until you take the money out of the account. The negative is that all contributions and earnings you withdraw from an IRA, even profits from long-term capital gains, are taxable as ordinary income. You gain the benefit of tax-deferral but lose the benefit of the long-term capital gains tax rate.