Roth IRA 주식 단타 수익

  • #3312741
    Roth IRA 73.***.92.145 1319

    Roth IRA 주식 단타 수익을 60세때 출금하게되면
    Long-term capital gain tax으로 되나요?

    일반 주식 단타 수익 short-term gain tax로 일반 연봉에 합하여 나오기에 손실나면 손해인 구조라서..

    • 대륙식 207.***.118.122

      아니요.

    • 개인의견 199.***.97.2

      Roth IRA에서는 나중에 찾을때 income tax 가 없어요. short term, long term 상관 없음.

    • GoGo 136.***.17.163

      그래서 주식쟁이들은 ROTH IRA 만들어서 그 안에서 놀죠. 나중에 뺄때 세금이 전혀없으니.

    • 지나가다 149.***.7.28

      출금시 Roth 세금 없지만, Traditional도 short, long 안따집니다. 입금할때 일반소득세를 유예했기 때문에 출금할때도 long/short 상관없이 그냥 일반 소득세처리.

      https://turbotax.intuit.com/tax-tips/investments-and-taxes/guide-to-short-term-vs-long-term-capital-gains-taxes-brokerage-accounts-etc/L7KCu9etn
      Gains in retirement accounts
      One of the many benefits of IRAs and other retirement accounts is that you can defer paying taxes on any gains. Whether you generate a short-term or long-term gain in your IRA, you don’t have to pay any tax at all until you take the money out of the account. The negative is that all contributions and earnings you withdraw from an IRA, even profits from long-term capital gains, are taxable as ordinary income. You gain the benefit of tax-deferral but lose the benefit of the long-term capital gains tax rate.