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아래에도 비슷한 글을 보긴 했지만 저와는 조금 다른 상황이라서
다시 글을 올립니다.일단 올해 3월에 집을 closing했고, 아직 2008 Tax 신고는 안한 상태인데요.
혹시 그 $8,000 tax credit을 올해에 받을 수도 있나요?MSN을 보다보니, 그게 가능하다고도 나온 것 같아서요.
그리고 Adjusted Gross Income이 $75,000 이하이면 가능하다고
한 글도 보았고, 또 AGI가 $95,000 이상이면 아예 불가능 하다는 글도 보았는데요,,그 중간이면 어떻게 되는 걸까요?
참고로 원문을 아래에 옮겨봅니다.
Income limits and defining a ‘main’ home
Q: How do the income limits work?A: You may be eligible for the full amount of the credit if your adjusted gross income, with certain modifications, is $75,000 or less — or $150,000 or less if married and filing jointly. However, the credit begins to be phased out if your income exceeds those amounts. You can’t claim the credit at all if your income is $95,000 or more, or $170,000 or more if married and filing jointly, the IRS says.
Q: If I buy this year, should I claim the new credit on my 2008 or 2009 tax return?
A: That can be tricky, and you may need to consult a tax pro. In general, most people who buy this year and qualify for the new credit probably will want to take it on their tax return for 2008, says Tax Mam’s Hill. “They’ll get their money more quickly,” she says.
But some people might be better off claiming the credit on their 2009 returns. These would include eligible homebuyers who buy this year, whose financial circumstances changed during 2009 and who might qualify for a larger credit on their returns for 2009 than the previous year. An example would be someone whose income was too high to get any of the credit for 2008 but who recently lost his job and thus would be eligible for the full credit on his 2009 return, to be filed next year.
Q: I’ve already filed my return for 2008. Can I still claim the credit for 2008? If so, how?
A: Yes. File what’s known as an amended return. Use Form 1040X (.pdf file), and attach Form 5405.
조언 부탁 드립니다..