Home Forums US Life pre-approval letter 에서 Discount Points 가 뭔가요? This topic has [5] replies, 0 voices, and was last updated 5 years ago by …. Now Editing “pre-approval letter 에서 Discount Points 가 뭔가요?” Name * Password * Email Topic Title (Maximum Length 80) 프리 어프루벌 레터를 몇군데에서 받았는데 아래와 같은 "Discount Points (Points)" 가 있더라구요. 이 Discount Points (Points)가 뭔가요? a) Interest Rate: xxx% b) Discount Points (Points): xxx% a) 에 b) 가 이미 적용되서 나온 금액인가요? 아님 a-b가 최종 rate가 되는건지요? 론 오피서에게 물어보니, "Quick question, I see below Estimated Interest Rate and Estimated Discount Points. Is Estimated Discount Points already reflected in Estimated Interest Rate? Meaning the Interest Rates will be (interest rate- discount points)? Can you please confirm?" 이렇게 답변이 왔는데요: "The points are a one time fee (paid at closing) for that particular rate. So for instance - .xxx%(discount points) of the loan amount would be the cost to get to the xxx%(estimated interest rate) rate." 위답변으로 봤을때 interest rate은 a에 있는대로이되, b(discount points) 는 클로징때 한번 내는 fee라는 거죠? 고로 discount points가 낮으면 낮을 수록 좋은거요. 혹시 아시는분 계신가요? 혼자 처리하려니 쉽지 않네요.. I agree to the terms of service Update List
