현재 미국내에서 NIW 진행중에 있습니다.

I-140 승인을 지난 2월에 받고, I-485 준비중에 있는데,

2월 24일부터 새로이 적용된 I-944를 작성하면서 막히는 부분이 있어서 질문 드립니다.

와이프의 경우, F-2로 미국에 머물면서 SSN이 없는데,

I-944 form에는 Credit report와 Credit score를 첨부하라고 되어있네요.

Credit bureaus (Experion, Transunion, and equifax)에는 SSN이 없으면 Sign-up 조차 할 수 없어

Credit history가 없다는 Credit report 조차 받을 수가 없는데,

혹시 이 경우를 해결하신 분들이 있나요?

미리 감사드립니다.

At the end of the day, you can’t provide things that don’t exist. Whoever reviews your packet should be aware that AOS applicants without an SSN will not have credit.

Once you get an interview, you can always update your I-944 if you have an SSN by then and have a credit report. As a side note, if your spouse has credit cards you can be added as an authorized user once you have an SSN and it will help you get a good credit score much faster as long as the cards are in good standing/paid on time. I added my husband to my CapitalOne card and Discover Card, and his credit report shows a good credit score. I was kind of amazed because he’s only been here 9 months, but it seems he got “credit” for all of the on time payments on those 2 cards. Pretty cool.

https://www.visajourney.com/forums/topic/733142-no-credit-score-or-report-i-944/