이번에 들어온 회사에서 보험을 2가지 종류를 제공하는데,
설명은 대충 들었지만, 어떤게 저한테 더 나은건지 잘 모르겠습니다.
싱글이구요. 병원정말 거의 안가는 편인데….굳이 비싸고 좋은거 할필요는 없을것 같거든요. 취업선배님들 이 두가지의 큰 차이점이나 장단점 같은거 혹시 아시면 조언부탁드려요.
  
Healthcare Coverage
HSA: Health Savings Accounts
Health savings accounts (HSA) allow members to save money into tax-advantaged accounts. Qualified contributions made to HSAs are tax-deductible, and funds withdrawn to pay for qualified medical expenses are tax-free. More information about qualifying expenses and the HSA regulation, Section 213(d) of the IRS Tax Code is available on the IRS website.

PPO: Preferred Provider Organization
A preferred provider organization (PPO) is a healthcare benefit arrangement designed to supply services at a discounted cost by providing incentives for members to use designated healthcare providers who contract with the PPO at a discount.  Members enrolled in PPO coverage can also receive coverage for services by healthcare providers who are not part of the PPO network.

Collectively, the Blue Cross and Blue Shield System provides healthcare coverage for more than 99 million people in all 50 states, the District of Columbia and Puerto Rico.

Today, 65.8 million people are members of a Blue Cross and Blue Shield PPO.

HSA는 은행구좌이고 PPO가 보험플랜입니다.