Home Forums Tax Can I open IRA when 401k Not available? This topic has [2] replies, 0 voices, and was last updated 4 years ago by . Now Editing “Can I open IRA when 401k Not available?” Name * Password * Email Topic Title (Maximum Length 80) Anyone can open ira? I don’t have 401k because my employer is smart and doesn’t have 401k plans for employees. My employer and I thinks 401k is lie My income is $50,000. Is it over the limit? I used to an IT company CEO running old game store I agree to the terms of service Update List