401a 연금 처음 시작하게 되었어요..완전 초보입니다..

메일이 왔는데요

밑줄친부분이 잘 이해가 안되서요..

제가 만일 연봉이 10만불이면…5%인…5천불을 넣었을경우..

얼마를 매치해준다는건가요?

401(a) Optional Retirement Plan (ORP) 

 The ORP is a mandatory, defined-contribution retirement plan for all eligible Faculty & Exempt Professionals.

 Employee contribution is 5% of compensation; employer contribution is 10% of compensation. (This plan requires you to contribute 5% of your eligible gross earnings and the university to contribute 10%)

o “Compensation” means the University-approved annual base salary, including employee 

mandatory and voluntary contributions into retirement plans.

 IRS Limitations: The IRS imposes two limitations on defined contribution retirement plans

o Limit on the Amount of Salary that can be considered for Contributions – For fiscal year July 2013 – 2014

salary limit of $255,000.

 For employees who first participated in the ORP July 1, 1996 or earlier (with no break in service), 

the fiscal year salary limit is $380,000 on July 1, 2013 for fiscal year July 2013-2014.

o Limit on the Amount of Contributions – Total combined employer and employee contributions (excluding 

catch-up contributions) cannot exceed $51,000 for the 2013 calendar year

만불

직원은 5%, 직장에서 10%를 내준다는 말이네요
$100,000 기준으로 님께서 $5,000내시면 회사에서 $10,000내주는거 같은데요?