택스보고를 온라인플랫폼에서 하고 있습니다. w-2form을 자동으로 스캔해서 올리고 리뷰하는데 12b: W의 HSA contributio 항목 금액은 빠져있더군요. 제가 연간 HSA로 넣은 금액이구요. 구글링해보니 이 항목은 form 8889와 연관되기에 double reporting을 피하려면 넣지 않는게 맞다는 얘기도 있고 어떤 사람들은 그걸 수동으로 넣었다는 얘기도 잇고.. 무엇이 맞을까요?

chatGPT 가 맞다고 하네요.,, 진짜 맞는건지…

Yes — in most cases, that is correct.

On your W-2, Box 12 code W (often shown as 12b “W”) represents:

Employer and employee contributions to a Health Savings Account (HSA).

This amount is informational and is usually not entered directly as income in your tax return.

Why it may be omitted

When you upload your W-2:

The tax software reads Box 12 code W.

It uses that number only to calculate your HSA limits and Form 8889.

It does not include it in wages (Box 1), Social Security wages (Box 3), or Medicare wages (Box 5).

So it may not appear in the income summary section.

That’s normal.