Home Forums Job & Work Life 회사 401k 와 AD&D 설명 부탁드립니다. This topic has [4] replies, 0 voices, and was last updated 5 years ago by 영어. Now Editing “회사 401k 와 AD&D 설명 부탁드립니다.” Name * Password * Email Topic Title (Maximum Length 80) 우선, 401k 에 대해서는 다음과 같이 써있습니다. <strong>401k Plan - Fidelity </strong> **Pre-tax savings plan with company matching contribution (100% of the first 3% that you contribute and 50% of the next 2%). Immediate Vesting. Must contribute to receive the company match. **Automatic Enrollment Feature - New hires and rehires are automatically enrolled at 3% of pay with an employer matching contribution of 3% unless an election not to contribute is made. **Loans and Hardship Withdrawals available subject to certain limits. **2021 Elective Deferral Limit - $19,500. If 50 or older, may contribute an additional $6,500 (Separate election - Not eligible for matching contribution). 첫번째 항목과 두번째 항목이 이해가 가지 않습니다. 첫번째 항목에 의하면, 회사가 4% 를 매치하겠다는 뜻인지요? 그리고 두번째 항목은 첫번째와 어떻게 연결이 되는지요? 그리고, AD&D 는 다음과 같이 써있습니다. <strong>Life and AD&D Insurance - MetLife </strong> **Company paid Group Term Life and AD&D coverage of 2 times base pay to $500,000. Coverage reduces to 50% at age 70. **Can elect $50,000 to avoid imputed income on amounts over $50,000. **Supplemental Life*- May purchase the lesser of 5 times salary or $500,000. Coverage for spouse and children is also available. Cost is determined by your age and amount of coverage. 첫번째와 두번째 항목, 이해 도움 부탁드립니다. I agree to the terms of service Update List