적어도 올해에도 FSA를 사용중이어야 합니다. 만일 올해에는 FSA를 사용중이 아니라면 두달이던가 grace period가 지나면 롤오버된 액수를 사용할 방법이 없습니다.
“If an employee rolls over any unused FSA funds to the new plan year, they would not be eligible to enroll in or contribute to an HSA. In order to be HSA eligible, the employee would need to spend all of their FSA funds by the end of the plan year or transfer the FSA funds to a limited purpose FSA. ” https://myameriflex.com/resources/articles/how-an-fsa-grace-period-and-rollover-impact-hsa-eligibility/