아. 정말 어이없는 질문 일수도 있겠지만,
미국생활 초짜로서, 자동차 보험 가입하려는데,
자동차 보험 가입 질문에 도난방지 장치에
대해서
Alarm only or active disabling device
Vehicle recovery system
Veh rec Sys or alarm or active device
Veh rec Sys & passive disabling device
Passive disabling device

여기서 선택해야하는데, 뭘 해야하지 몰라요 ㅠㅠ
차가 두대인데
F150 Super crew 2015
Jenesis g70 3.3 T prestige 2020 입니다.
둘다 데시캠 (블랙박스) 달았습니다

미리 구글에서 검색해봐도, 개념이 안 잡혀요.
알려주세요 . 감사합니다 .

본인의 차에 어떻게 도난 방지 장치가 되어있는지 정확히 기입하셔야 합니다.
장치가 되어있지 않은데도 되어있다고 기입하면 큰일나니까 자세히 기입하세요
그 뜻은 다음과 같습니다.
Audible Alarm:

obnoxiously loud enough for you to hear from at least 300 feet away, and which will go off for three minutes or more. Standard on many current cars.

Active Disabling Device:

a cut-off system that you have to turn on to prevent the fuel, ignition, or starter from operating. Typically controlled by a button on your car key, active disabling devices are so called because they require you to take action to protect the car.

Passive Disabling Device:

a cut-off system. In this case “passive” is actually better than “active,” and means “will protect your car without you having to do anything.” For example, smart chip keys which arm the system when you walk away, activate after the car has been locked for a certain time, or prevent operation if someone tries to hot-wire the car. Insurers like these systems since they don’t require any driver action.

Car Recovery System:

an electronic unit that can be activated after your car is stolen, which then provides the car’s location to police to help them recover your car.
위의 내용과 같이
Passive Disabling Device가 Active Disabling Device보다
더 보험료가 저렴하다고 판단됩니다.

https://www.youtube.com/channel/UC73YiDw_qGypmjQ2NSkugGw
기타 미국 생활 도움이 되시기를……
나누리