Home Forums US Life 미국인들의 신기한(!?) 소비습관 미국인들의 신기한(!?) 소비습관 Name * Password * Email I’m American too, and from what I’ve seen, a lot of people here don’t really build up big savings. Most just live off what they have. Some do save, but it’s surprising how many don’t max out their 401(k)s—they’ll just put in enough to get the company match—and they don’t put a ton into their kids’ 529 college plans either. That’s not necessarily a bad thing for the economy. It’s kind of how the U.S. works—people spend what they earn, and that fuels our consumption-driven system. The bigger issue is with baby boomers. They hold about 52% of all the nation’s wealth, but they’re not spending much of it <a href="https://sambadlottery.co/">Lottery Sambad</a>. A lot of it’s sitting in money market funds instead of being invested in stocks. Researchers say that if older, wealthier boomers loosened the purse strings, the S&P 500 could rocket to 12,000 almost instantly. I agree to the terms of service Comment