Home Forums Job & Work Life 퇴직시 401k 론 퇴직시 401k 론 Name * Password * Email 1. Plan Rules: Most 401(k) plans have specific rules that require you to be an active employee to take out a loan. This is because the loan repayments are usually deducted directly from your paycheck. 2. Risk Management: Employers and plan administrators want to minimize the risk of default on the loan. If you're no longer employed, there's a higher risk that you might not be able to repay the loan. 3. Regulatory Requirements: There are also regulatory requirements that govern how 401(k) loans are administered, and these often include provisions that tie the loan to your employment status. I agree to the terms of service Comment
