hit-and-run 사고는
A hit and run will be covered under your collision coverage, which is why you will have to pay the deductible that accompanies that coverage. However, if the police identify the other driver, the damage to your vehicle may be paid through the direct compensation-property damage portion of your policy. Usually, there is no deductible involved when the direct-compensation-property damage coverage is triggered.
Despite all the aggravation, here is some good news: because you are not at fault in the accident, your car insurance premium will not increase as a result of filing the claim.
하지만 Deductable은 내야하죠.