Home Forums US Life 크레딧 스코어 회복 방법(매우 심각) 크레딧 스코어 회복 방법(매우 심각) Name * Password * Email yes, good credit score comes with many benefits but 2 years credit history is not enough and won't do much to help to lower mortgage rates. proof of steady income for 2 years and assets( saving accts + checking accts) are a way more effective way to get a reasonable interest rate or keep saving and get a little more down payment. I agree to the terms of service Comment