Home Forums Tax 한국에서 약 3만달러 송금으로 빌렸다가 돌려주는 경우 세금문제.. 한국에서 약 3만달러 송금으로 빌렸다가 돌려주는 경우 세금문제.. Name * Password * Email If you borrow, say, $10,000 from a foreign uncle, you don't report it on Form 1040. If you run into trouble, can't repay the loan and your uncle says to just forget it, then the Internal Revenue Service may be interested. In the eyes of the tax man, the $10,000 you originally received is now income, as you're never paying it back. Banks that forgive a loan send out a form -- 1099-C -- for canceled debt, but individuals don't have to send you one. That doesn't make it any less income. Family members have an option that banks and credit-card companies don't. Banks have to treat debt forgiveness as the writing off of a bad debt, but relatives and friends can make forgiving your loan a gift. Gifts are never taxable income, so you're off the hook with the IRS. This includes debt cancellation written in your relative's will to take place after she dies. If your relative is subject to American taxes, he may have to report the gift and deal with gift taxes, but you don't. I agree to the terms of service Comment
