Home Forums US Life 크레딧 점수가 자꾸 낮아져요 크레딧 점수가 자꾸 낮아져요 Name * Password * Email You should aim to keep your CREDIT UTILIZATION RATIO BELOW 30%, and for the BEST SCORES, BELOW 10%. So, if your total credit limit is $10,000, keep your balances below $3,000. https://www.experian.com/blogs/ask-experian/credit-education/score-basics/credit-utilization-rate/ 한도액이 100이면 30까지만 사용해야 함. 70 을 넘게 자주 사용하면 계속 내려감. 체이스 한도가 17000불이면 $17,000 X 30% = $5,100 까지만 사용해야 함 https://www.experian.com/blogs/ask-experian/why-did-my-credit-score-drop/ https://cafe.naver.com/nonwoorhee I agree to the terms of service Comment