답은 가능하다는 것입니다. 단지 아래의 조건에 해당되어야 합니다.
When underwriters look at your assets, they check to make sure that the money in your account is indeed your money –
they want to make sure any large deposits (other than something regular, such as your paycheck) are your actual assets.
일반적인 입금(봉급 종류)이 아닌 목돈이 입금되었을 때 과연 그 돈이 온전히 원글님의 돈인지(융자가 아닌)를
확인하는 절차가 있습니다.
This includes making sure any deposits in your account from friends and family that
you plan to use for a down payment are gifts, not loans.
그 절차는 돈을 보낸 사람이 써야하는 (번역 및 공증) Gift Letter입니다.
Here’s what your gift letter should include:
그 작성 내용은 아래와 같습니다.
Your name and the name and address of the person making the gift
The amount that’s being gifted to you
The address of the home you’re buying
The relationship of the person who’s making the gift
Where the money’s coming from (i.e. a checking account, savings account, investment account)
편지 마지막에 그 돈은 융자가 아닌 선물이라고 표기해야 합니다.
A clear explanation that the money is a gift, not a loan (borrowed funds are not allowed for down payment gifts)
https://cafe.naver.com/nonwoorhee