ROTH IRA 페널티 문의 드립니다.

나누리 69.***.115.140

– Age 59 and under –
LESS THAN 5 YEARS.
59세 이하로 5년 이하일 경우
다음의 경우 벌금 없으나 세금 내야함:

$10,000불까지 for a first-time home purchase.
pay for QUALIFIED EDUCATION EXPENSES.
Related to A BIRTH or ADAOPTION
You’re at least age 59½.
You become DISABLED or PASS AWAY
Pay for unreimbursed MEDICAL EXPENSES or HEALTH INSURANCE if you’re UNEMPLOYED.
The distribution is made in substantially equal periodic payments.1

MORE THAN 5 YEARS
59세 이하로서 5년 이상일 경우
다음의 경우 벌금 없음, 세금 없음

$10,000불까지 for a first-time home purchase.
pay for QUALIFIED EDUCATION EXPENSES.
Related to A BIRTH or ADAOPTION
You’re at least age 59½.
You become DISABLED or PASS AWAY
Pay for unreimbursed MEDICAL EXPENSES or HEALTH INSURANCE if you’re UNEMPLOYED.
The distribution is made in substantially equal periodic payments.1

– Age 59 and OVER –
LESS THAN 5 YEARS.
벌금 없으나 세금 내야함:

MORE THAN 5 YEARS
벌금 없음, 세금 없음

https://www.schwab.com/ira/roth-ira/withdrawal-rules
https://www.youtube.com/channel/UC73YiDw_qGypmjQ2NSkugGw
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