>나는 무교인데 돈도 아까운데 생각이 들구요.
You don’t have to give offering, if you don’t feel like to. It doesn’t matter whether you are 무교 or not. It’s not some sort of payment for services. Just be yourself.
>한인들을 만나기 위해서 …
You don’t have to. Do you have a need or desire to meet Koreans? Think about those first.