Home Forums US Life 모기지 15년 vs 30년 어느쪽이 유리한건가요 모기지 15년 vs 30년 어느쪽이 유리한건가요 Name * Password * Email 페이먼트 능력이 되면 짧을수록 이자를 적게 내지요. Fifteen-year mortgages do charge lower interest rates than 30-year loans -- but carry higher monthly payments because you have to pay all principal back in half the time. For example, borrowing $300,000 for 15 years at this week's 3.25% average rate means you'll have a $2,108 monthly mortgage payment (excluding the effect of any origination fees). That's nearly 50% higher than the $1,441 you'd pay if you take out the same-sized loan for 30 years at today's 4.05% average rate (again, ignoring origination fees). I agree to the terms of service Comment
