Home Forums Job & Work Life 401k 는 무조건 max 로 하는게 좋나요? 401k 는 무조건 max 로 하는게 좋나요? Name * Password * Email Also, 401K is pretax based and more amount can be contributed than IRA. IRA is also tax deductible, but if you need to reduce your AGI, 401K is more useful. One more thing is like one person commented before 401K can be rolled-over to your new company. So, you don't have to pay penalty on pre-withdrawal. I agree to the terms of service Comment
