1. Loan Officer (50K~100K 경력 등을 고려하여 인터뷰 이후 협의 가능)
• Orange County 지점: 6940 Beach Blvd, D-124, Buena Park, CA 90621
• 뉴저지 지점: 2053 Lemoine Avenue Fort Lee, NJ 07024

(Entry Level & Experienced)
We are seeking a dedicated and knowledgeable Loan Officer to join our financial services team. The ideal candidate will be responsible for guiding clients through the loan application process, ensuring compliance with regulations, and providing exceptional customer service. This role requires a strong understanding of underwriting, loan origination, and credit analysis to effectively assess client needs and recommend appropriate loan products.

[Key Responsibilities]
– Coordinates the complete origination-to-funding workflow for diverse loan portfolios, ensuring compliance at every stage.
– Facilitates borrower interviews and application processing for diverse commercial and mortgage portfolios, ensuring a high-quality customer experience.
– Compiles comprehensive financial packages to facilitate seamless underwriting and risk assessment.
– Performs comprehensive file reviews to ensure all necessary financial disclosures and supporting documents meet internal loan policy and guideline.
– Responsible for assessing the creditworthiness and financial stability of loan applicants.
– Performs initial credit assessments and loan underwriting to determine borrower eligibility.
– Evaluates applicant creditworthiness and collateral value to prepare high-quality loan submissions for approval.
– Ensures the integrity of the loan portfolio by adhering to prudent lending and mitigating credit risk through thorough analysis.
– Streamlines the closing pipeline by proactively obtaining and auditing sensitive legal documents to ensure timely funding and disbursement.
– Maintains data integrity by updating financial and collateral records while auditing loan files for accuracy.

[Qualifications]
– Education: Bachelor’s degree required (preferably in Finance, Business, Economics, or a related field).
– Language Skills: Bilingual proficiency in English and Korean (both verbal and written) is required.
– Strong understanding of loan products and credit evaluation
– Responsible for full loan cycle: application, evaluation, underwriting, closing
– Strong attention to detail, customer service orientation, teamwork skills
– Must be eligible to work in the United States without visa sponsorship

[Benefits]
• 본인 및 직계가족 보험제공 (Medical/Vision/Dental/Life)
• 401(k) matching
• 유급휴가 (Paid Time Off, Vacation/Sick/Personal Day)
• 연간 인센티브 및 보너스
• 업무 관련 자격증 취득비용 지원
• Employee Referral Bonus
• 이주비 지원
• 기타 은행관련 복지다수