텍스퍼슨을 물어보세요
우선 구굴이는 원금과이자 빼낼시 오직 이자분에대한 페널티를 낸다하는데요.
Roth IRA
$8,000 annual contributions
$2,000 earnings
Tegan takes a $9,000 distribution. To determine what portion of the distribution is subject to taxes and penalties, we need to look at the ordering rules:
Contributory basis: $8,000 – tax- and penalty-free
Conversion amounts: no assets of this type in the account
Earnings: $1,000 – included as taxable income and subject to 10% early-withdrawal penalty tax
The end result is that of the $9,000 taken, $1,000 of it will be included in taxable income and subject to the 10% early-withdrawal penalty tax.
After the distribution, the following will remain in the account:
$1,000 earnings