https://www.irs.com/en/articles/2022-federal-income-tax-brackets-rates-standard-deductions/
Married Filing Jointly or Qualifying Widow/Widower
Taxable Income Tax Rate
$0 – $20,550 10%
$20,551 – $83,550 $2,055 + 12% of the amount over $20,550
$83,551 – $178,150 $9,615 + 22% of the amount over $83,550
$178,151 – $340,100 $30,427 + 24% of the amount over $178,150
$340,101 – $431,900 $69,295 + 32% of the amount over $340,100
$431,901 – $647,850 $98,671 + 35% of the amount over $431,900
$647,851 or more $174,253.50 + 37% of the amount over $647,850
taxable income을 줄이려면,
의료보험을 high deductible로 하고 HSA (health savings account) 돈을 넣을 수 있습니다.
2022년 기준 $8300 까지 2023년에는 $8700 까지 넣을 수 있습니다.
더 줄이려면 일년 의료비 지출을 계산하고 그 보다 적은 금액을 FSA에 넣는 방법도 있습니다.