집살때 고려해야하는 비용 궁금합니다

Sammy 69.***.115.140

20프로 다운생각입니다
That’s the way to go.

부동산 중개료(3% 정도인가요?)
Seller will pay about 6%

집 보험?(월 얼만지 궁금합니다)
$100.00/month average, but costs vary widely from state to state and house to house.

재산세 (첫 집도 재산세가 잇는지요? 몇 프로 정도인가요?)
The average effective property tax rate in California is 0.77%.
The national rate, which sits at 1.08%.
Go to your county’s website to find out exact tax amount.
(search real estate property record)

모기지 이자
The average 30-year fixed mortgage is 3.53%,
15-year fixed-mortgage rate is 3.06%. as of April 30, 2020
All the numbers above are vary depending on where you are (location) and your credit score.
Also, additional expenses is CLOSING COST.

CLOSING COST that includes: Just remember these fees are ALL NEGOTIABLE.

Appraisal fees
Home inspection fee
Credit report fee
Document preparation fee
Loan origination fee
Title fees
HOA fees
등등
https://www.bankrate.com/mortgages/rates/mortgage-rates-for-thursday-april-30-2020/
https://cafe.naver.com/nonwoorhee