Do not listen to anybody to make such an important decision. Do your homework. Research “Buffett indicator” to appreciate overall market condition. It has been way overvalued which brings inevitable crash.
분명히 Morley Stable Value / Stable Value 와 같은 우량본드와 같이 떨어지지 않은 안전자산으로 옮길수있는 옵션이 있을겁니다. 이것으로 한동안 옮겨놓으셨다가 시장이 완화되면 다시 옵션을 바꾸세요
What Is a Stable Value Fund? A stable value fund is a portfolio of bonds that are insured to protect the investor against a decline in yield or a loss of capital.