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401a 연금 처음 시작하게 되었어요..완전 초보입니다..메일이 왔는데요밑줄친부분이 잘 이해가 안되서요..제가 만일 연봉이 10만불이면…5%인…5천불을 넣었을경우..얼마를 매치해준다는건가요?401(a) Optional Retirement Plan (ORP) The ORP is a mandatory, defined-contribution retirement plan for all eligible Faculty & Exempt Professionals. Employee contribution is 5% of compensation; employer contribution is 10% of compensation. (This plan requires you to contribute 5% of your eligible gross earnings and the university to contribute 10%)o “Compensation” means the University-approved annual base salary, including employeemandatory and voluntary contributions into retirement plans. IRS Limitations: The IRS imposes two limitations on defined contribution retirement planso Limit on the Amount of Salary that can be considered for Contributions – For fiscal year July 2013 – 2014salary limit of $255,000. For employees who first participated in the ORP July 1, 1996 or earlier (with no break in service),the fiscal year salary limit is $380,000 on July 1, 2013 for fiscal year July 2013-2014.o Limit on the Amount of Contributions – Total combined employer and employee contributions (excludingcatch-up contributions) cannot exceed $51,000 for the 2013 calendar year