그런데, 회사가 얼마를 부담해주는지 아예 안해주는지가 언급이 없네요.
원래 회사에서 보조를 안해 주나요?
은퇴하면 한국에 돌아갈 생각인데, 이걸 해야 할까요? 말까요?
소득공제 때문에 해야 좋을것 같기도 한데.
은퇴하고 나면, 들어간 돈 한큐에 다 받나요? 아니면 매월? 아니면 제가 원하는대로
꺼내쓰는건가요? 401K 로 검색한 글에는 너무 고차원적인(?) 얘기들 하셔서…
이런 기본적인 질문에 대한 답이 없네요
Dear Fellow Employee:
Congratulations! You are eligible to enroll in the 401k Plan administered by the Principal Financial Group. Open lines tomorrow from 2:00pm to 5:00pm. Deductions will appear on your 1st paycheck for January 2013.
A recorded presentation has been designed to help you make the right financial and investment decisions regarding your 401k retirement account. It describes the 401k plan in detail, as well as the online enrollment process. To get started, simply log onto http://www.principal.com then click, first time logging, then enroll now or you may visit the account planning center. 401(k) contract plan # x-xxxxx; see several options to view online seminars/ presentation. Then, complete the simple steps to enroll online via the Principal website. Please feel free to contact principal with any questions regarding the 401k online enrollment process at 1-800-547-7754. If you have specific questions about your investment decisions, please contact Tom Daniel with the Benefits Group at 404-934-2203 or send e-mail to tomdaniel@tbgatlanta.com
In an effort to help everyone, I have listed some very important information regarding your enrollment in the 401k plan. The information is as follows:
- Enrollment in the 401k plan can be completed online in 5 easy steps! Please refer to your Principal 401k letter for the step by step instructions.
- You can contribute 1% to 100% of your total biweekly pay into your 401k plan, and this contribution will reduce your taxable income each pay period. The company will match 100% of the first 6% of the pay you contribute, and this employer match will be made at the end of each pay period.
- You can make changes to your 401k account at any time. Specifically, you can change your salary deferral contribution amount, change your investment elections, or even stop contributing to your 401k account at any time. Simply log into your personal account on the Principal website at http://www.principal.com. You can then select “Retirement & Investments” and click on the “Make Changes” tab. Please note that changes to your salary deferral contribution amount will be processed through payroll and will be reflected on the next closest paycheck following the change.
- If you have funds in another retirement account and are interested in rolling them over into the company retirement plan, we encourage you to contact Principal Financial first. They will have you complete the Rollover Declaration form and walk you through the necessary steps. Please call 1-800-547-7754 for more details.
- Enrollment in the 401k plan is completely voluntary. If you do not want to enroll at this time OR if you miss the deadline for enrollment, you will be considered a Non-Participant. However, you will still be able to enroll.
