ELIGIBILITY/MEDICARE PART A
You are eligible for premium-free (no cost) Medicare Part A (Hospital Insurance) if:
You are 65 or older and you are receiving, or are eligible for, retirement benefits from Social Security or the Railroad Retrirement Board, or
You are under 65 and you have received Railroad Retirement disability benefits for the prescribed time and you meet the Social Security Act disability requirements, or
You or your spouse had Medicare-covered government employment, or
You are under 65 and have End-Stage Renal Disease (ESRD).
If you are not eligible for premium-free Medicare Part A, you can buy Part A by paying a monthly premium if:
You are age 65 or older, and
You are enrolled in Part B, and
You are a resident of the United States, and are either a citizen or an alien lawfully admitted for permanent residence who has lived in the United States continuously during the 5 years immediately before the month in which you apply.
ELIGIBILITY/MEDICARE PART B
You are automatically eligible for Part B if you are eligible for premium-free Part A. You are also eligible for Part B if you are not eligible for premium-free Part A, but are age 65 or older AND a resident of the United States or a citizen or an alien lawfully admitted for permanent residence. In this case, you must have lived in the United States continuously during the 5 years immediately before the month during which you enroll in Part B.
위의 설명대로라면 5년후에는 Part B에 가입을 할수 있고 프리미엄을 추가로 내며 Part A 가입도 가능한듯합니다. 메디케어 프리미엄은 일반 보험의 프리미엄에 비하면 암것도 아니니 큰 부담은 없을듯 싶습니다.
