I have little chunk of money on my traditional IRA account.
I was wondering should I convert to ROTH IRA or not.

I have about 30 years to retire.
The Big question is
“Will my tax rate be higher or lower when I use the money?”

Well, If when I retire, would be my income get a lot lower than now?( of course if I don’t have work at home)

So is it safe to say most people are better off with converting it?

I need lots of advice here.
Thanks.