Re: Re: 집을 과연 사야 하나요? ???

  • #288507
    Lee 63.***.131.230 3724

    first of all, dude lee is she, not he.

    Property tax is about 1% of house price, not 2. could be different from state to state.

    I won’t recommand to everybody. You have to have job security to pay the mortgage. if you fail

    the payment for 2 to 3 month,you might lose your house through foreclosure. The mortgage lender will

    sell the house to anybody who bids the highest amount in cash,take their principle. You will get the rest.(Or none,in a lot of cases)

    But considering their income,their stable status, there is no reason

    not to recommand it to this couple.

    Oh yeh,you have to live at least 2 out of 5 past years in the house

    to be waived from the capital gain tax unless you move due to urgent reason such as job transfer etc.

    But just think of it as a way to boost your quality of life, not an investment, if you buy in an area with little appreciation.

    Goodluck!